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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,624 | $29,733+40.0% | $56,025-25.7% | $80,959-48.6% |
| Participation rate | 0.0% | 41.7%-41.7pp | 52.5%-52.5pp | 67.7%-67.7pp |
| Annual return | 27.51% | 35.28%-7.8pp | 1712.69%-1685.2pp | 35.67%-8.2pp |
| Employer contribution / active EE | $1,794 | $672+167.1% | $1,042+72.3% | $2,757-34.9% |
| Participant deferral / active EE | $5,330 | $1,229+333.5% | $1,955+172.7% | $4,300+23.9% |
| Admin fee / account holder | $1,278 | $2,434-47.5% | $2,828-54.8% | $6,925-81.5% |