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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,902 | $106,524+154.3% | $152,301+77.9% | $87,485+209.7% |
| Participation rate | 93.2% | 75.8%+17.5pp | 82.4%+10.8pp | 68.9%+24.3pp |
| Annual return | 14.44% | 26.89%-12.5pp | 80.50%-66.1pp | 26.06%-11.6pp |
| Employer contribution / active EE | $2,116 | $3,371-37.2% | $4,624-54.2% | $2,596-18.5% |
| Participant deferral / active EE | $11,646 | $6,525+78.5% | $8,004+45.5% | $4,274+172.5% |
| Admin fee / account holder | $14,577 | $8,287+75.9% | $14,398+1.2% | $7,775+87.5% |