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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,988 | $102,429+149.9% | $147,096+74.0% | $80,925+216.3% |
| Participation rate | 98.2% | 75.9%+22.4pp | 82.2%+16.0pp | 67.7%+30.6pp |
| Annual return | 16.13% | 135.02%-118.9pp | 419.75%-403.6pp | 35.65%-19.5pp |
| Employer contribution / active EE | $6,986 | $3,716+88.0% | $4,936+41.5% | $2,756+153.5% |
| Participant deferral / active EE | $11,613 | $6,649+74.7% | $8,071+43.9% | $4,299+170.2% |
| Admin fee / account holder | $1,781 | $7,957-77.6% | $13,005-86.3% | $6,940-74.3% |