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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $270,902 | $106,749+153.8% | $145,433+86.3% | $82,448+228.6% |
| Participation rate | 93.2% | 75.6%+17.6pp | 82.1%+11.1pp | 68.1%+25.2pp |
| Annual return | 14.44% | 27.59%-13.2pp | 66.58%-52.1pp | 41.64%-27.2pp |
| Employer contribution / active EE | $2,116 | $3,444-38.6% | $4,554-53.5% | $2,551-17.1% |
| Participant deferral / active EE | $11,646 | $6,519+78.7% | $7,897+47.5% | $4,139+181.3% |
| Admin fee / account holder | $14,577 | $8,390+73.7% | $13,129+11.0% | $7,234+101.5% |