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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $255,988 | $102,422+149.9% | $147,117+74.0% | $80,959+216.2% |
| Participation rate | 98.2% | 75.9%+22.3pp | 82.2%+16.0pp | 67.7%+30.5pp |
| Annual return | 16.13% | 135.16%-119.0pp | 420.54%-404.4pp | 35.67%-19.5pp |
| Employer contribution / active EE | $6,986 | $3,717+87.9% | $4,932+41.6% | $2,757+153.4% |
| Participant deferral / active EE | $11,613 | $6,652+74.6% | $8,065+44.0% | $4,300+170.1% |
| Admin fee / account holder | $1,781 | $7,953-77.6% | $12,993-86.3% | $6,925-74.3% |