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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,430 | $134,001-63.1% | $112,258-56.0% | $134,509-63.3% |
| Participation rate | 100.0% | 78.6%+21.4pp | 75.1%+24.9pp | 81.2%+18.8pp |
| Annual return | -16.96% | 47.15%-64.1pp | 27.47%-44.4pp | 418.13%-435.1pp |
| Employer contribution / active EE | $9,604 | $4,039+137.8% | $3,636+164.2% | $4,741+102.6% |
| Participant deferral / active EE | $2,513 | $5,291-52.5% | $4,728-46.8% | $6,400-60.7% |
| Admin fee / account holder | $4,766 | $7,491-36.4% | $6,411-25.7% | $11,427-58.3% |