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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,149 | $95,601+13.1% | $77,183+40.1% | $139,456-22.4% |
| Participation rate | 100.0% | 74.0%+26.0pp | 69.6%+30.4pp | 80.3%+19.7pp |
| Annual return | 3.18% | 54.96%-51.8pp | 37.89%-34.7pp | 373.45%-370.3pp |
| Employer contribution / active EE | $2,015 | $3,145-35.9% | $2,534-20.5% | $4,753-57.6% |
| Participant deferral / active EE | $11,157 | $4,623+141.3% | $3,833+191.1% | $6,711+66.2% |
| Admin fee / account holder | $800 | $8,302-90.4% | $5,475-85.4% | $11,407-93.0% |