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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $449,415 | $124,330+261.5% | $109,173+311.7% | $167,536+168.3% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 11.26% | 26.04%-14.8pp | 25.75%-14.5pp | 478.82%-467.6pp |
| Employer contribution / active EE | $3,049 | $4,209-27.6% | $3,723-18.1% | $4,839-37.0% |
| Participant deferral / active EE | $9,094 | $5,256+73.0% | $4,654+95.4% | $6,342+43.4% |
| Admin fee / account holder | $2,705 | $7,974-66.1% | $6,755-60.0% | $12,315-78.0% |