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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $301,188 | $115,814+160.1% | $101,275+197.4% | $158,982+89.4% |
| Participation rate | 100.0% | 79.4%+20.6pp | 75.8%+24.2pp | 82.0%+18.0pp |
| Annual return | 15.52% | 56.16%-40.6pp | 46.48%-31.0pp | 302.99%-287.5pp |
| Employer contribution / active EE | $12,247 | $4,176+193.3% | $3,660+234.6% | $4,763+157.1% |
| Participant deferral / active EE | $9,655 | $4,958+94.7% | $4,371+120.9% | $5,983+61.4% |
| Admin fee / account holder | $1,097 | $7,249-84.9% | $5,948-81.6% | $11,252-90.3% |