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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 13-3689044 | Recordkeeping | $16,675 |
ADP BROKER-DEALER3+ years Filed as: ADP, LLC Service code 15 · EIN 13-3036745 | Recordkeeping | $4,450 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $20,365 | $71,666-71.6% | $117,860-82.7% | $69,631-70.8% |
| Participation rate | 64.7% | 77.5%-12.8pp | 79.7%-14.9pp | 70.7%-5.9pp |
| Annual return | 14.91% | 18.86%-3.9pp | 335.10%-320.2pp | 27571.02%-27556.1pp |
| Employer contribution / active EE | $1,276 | $1,889-32.5% | $3,786-66.3% | $2,032-37.2% |
| Participant deferral / active EE | $2,267 | $3,340-32.1% | $4,482-49.4% | $3,224-29.7% |
| Admin fee / account holder | $49 | $120-59.6% | $8,021-99.4% | $110-56.0% |