See peer percentile detail. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
See the 10-year trajectory. $4.99 for your first month.
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $24,440 |
M HOLDINGS SECURITIES INC6 years Service code 55 PO BOX 2207 · PORTLAND, OR 97208 | Other Commissions | $18,458 |
Filed as: EMPOWER ADVISORY GROUP, LLC Service code 28 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Investment Management | $5,332 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
The auditor signed off without reservation. This is the cleanest opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $131,760 | $91,407+44.1% | $135,903-3.0% | $71,457+84.4% |
| Participation rate | 57.8% | 75.7%-17.9pp | 81.9%-24.1pp | 67.9%-10.2pp |
| Annual return | 19.74% | 29.90%-10.2pp | 68.23%-48.5pp | 28.85%-9.1pp |
| Employer contribution / active EE | $1,391 | $3,703-62.4% | $4,856-71.4% | $2,588-46.2% |
| Participant deferral / active EE | $4,614 | $7,092-34.9% | $7,758-40.5% | $4,289+7.6% |
| Admin fee / account holder | $304 | $1,266-76.0% | $10,762-97.2% | $1,587-80.9% |