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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $263,414 | $77,816+238.5% | $123,549+113.2% | $64,181+310.4% |
| Participation rate | 88.0% | 74.7%+13.3pp | 82.3%+5.7pp | 69.6%+18.4pp |
| Annual return | -2.74% | 12.49%-15.2pp | 119.20%-121.9pp | 7.63%-10.4pp |
| Employer contribution / active EE | $5,007 | $3,014+66.1% | $4,628+8.2% | $2,381+110.3% |
| Participant deferral / active EE | $12,222 | $5,240+133.2% | $6,426+90.2% | $3,470+252.3% |
| Admin fee / account holder | $15,264 | $5,519+176.6% | $9,284+64.4% | $4,887+212.3% |