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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $112,348 | $105,867+6.1% | $90,760+23.8% | $134,532-16.5% |
| Participation rate | 93.3% | 78.3%+15.1pp | 75.7%+17.6pp | 81.2%+12.1pp |
| Annual return | -23.14% | -10.99%-12.2pp | -12.16%-11.0pp | 418.27%-441.4pp |
| Employer contribution / active EE | $1,575 | $3,464-54.5% | $2,922-46.1% | $4,741-66.8% |
| Participant deferral / active EE | $3,772 | $5,217-27.7% | $4,565-17.4% | $6,401-41.1% |
| Admin fee / account holder | $4,915 | $13,936-64.7% | $8,444-41.8% | $11,429-57.0% |