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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,451 | $99,032-34.9% | $80,022-19.5% | $135,380-52.4% |
| Participation rate | 90.0% | 78.4%+11.6pp | 75.8%+14.2pp | 82.6%+7.4pp |
| Annual return | -8.96% | 15.39%-24.3pp | 11.22%-20.2pp | 519.81%-528.8pp |
| Employer contribution / active EE | $1,260 | $3,043-58.6% | $2,468-48.9% | $4,779-73.6% |
| Participant deferral / active EE | $2,886 | $4,282-32.6% | $3,686-21.7% | $5,609-48.5% |
| Admin fee / account holder | $574 | $10,436-94.5% | $6,521-91.2% | $10,828-94.7% |