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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,262 | $80,983-88.6% | $96,544-90.4% | $75,177-87.7% |
| Participation rate | 100.0% | 71.8%+28.2pp | 76.0%+24.0pp | 67.2%+32.8pp |
| Annual return | 17.02% | 27.05%-10.0pp | 25.88%-8.9pp | 160.75%-143.7pp |
| Employer contribution / active EE | $2,732 | $2,282+19.7% | $2,966-7.9% | $2,671+2.3% |
| Participant deferral / active EE | $930 | $3,929-76.3% | $4,851-80.8% | $4,126-77.5% |
| Admin fee / account holder | $1,488 | $6,717-77.8% | $8,254-82.0% | $5,651-73.7% |