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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,463 | $86,298-89.0% | $111,308-91.5% | $85,847-89.0% |
| Participation rate | 100.0% | 73.3%+26.7pp | 77.3%+22.7pp | 69.3%+30.7pp |
| Annual return | 11.39% | 19.99%-8.6pp | 54.67%-43.3pp | 318.61%-307.2pp |
| Employer contribution / active EE | $1,906 | $2,044-6.7% | $2,732-30.2% | $2,565-25.7% |
| Participant deferral / active EE | $695 | $3,641-80.9% | $4,487-84.5% | $3,952-82.4% |
| Admin fee / account holder | $6,701 | $8,189-18.2% | $7,965-15.9% | $6,261+7.0% |