Retirement plan

E.I. ASSOCIATES EMPLOYEES 401(K) PROFIT SHARING PLAN

Name: E.I. ASSOCIATES GROUP, INC. - E.I. ASSOCIATES EMPLOYEES 401(K) PROFIT SHARING PLAN (2016) Form 5500
Creator: E.I. ASSOCIATES GROUP, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, E.I. ASSOCIATES EMPLOYEES 401(K) PROFIT SHARING PLAN, E.I. ASSOCIATES GROUP, INC.

E.I. ASSOCIATES GROUP, INC.EIN 22-2854019Plan #001PY 2016

8 RIDGEDALE AVENUE - CEDAR KNOLLS, NJ 07927973-775-7777LinkedIn51-200 employeesmechanical or industrial engineering

Prospect flagsLow employer contribution

How to read this page

Total assets (EOY)

$8.9M

-5.4% from 2015

Total participants

142

+2.9% from 2015

Average account balance

$74,181

-2.2% from 2015

Annual return

6.91%

+6.78 pp from 2015

Benchmarks

See 24,581 peers

Peer group

Industry54 - Professional, Scientific, and Technical Services

Plan typeDefined contribution

Participants25-99

Cohort24,581 peers

Snapshot2016

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$14.31M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$97K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

147

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

67.6%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$818K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$8K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+11.79%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$51

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

1 years with F_SCH_H allocation on file

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Service providers

Top 1 by compensation

Provider	Service type	Compensation
VALIC RETIREMENT SERVICES COMPANY2+ years Filed as: VARIABLE ANNUITY LIFE INS. COMPANY Service code 19 · EIN 74-1625348	Securities Custodian	$9,310

Plan features & details

Pension benefit codes3D2E2G2J2K2T

Plan features

2E
Profit-sharing
Profit-sharing plan.
2G
Total participant-directed account plan
Participants have the opportunity to direct the investment of all of the assets allocated to their individual accounts regardless of whether 29 CFR 2550.404c-1 is intended to be met.
2J
Code section 401(k) feature
Cash or deferred arrangement described in Code section 401(k) that is part of a qualified defined contribution plan under which employees may elect to defer part of their compensation or receive these amounts in cash.
2K
Code section 401(m) arrangement
Employee contributions are allocated to separate accounts under the plan or employer contributions are based in whole or in part on employee deferrals or contributions to the plan. Not applicable to 401(k) plans with only QNECs and/or QMACs or to 403(b)(1) 403(b)(7) or 408 arrangements.
2T
Default investment account
Total or partial participant-directed account plan where plan uses a default investment account for participants who fail to direct assets in their account.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityLow employer contribution
Employer contribution per participant is in the bottom quintile of the peer cohort.

Expense breakdown

Schedule H Part II

Admin total

$9K

$105 / participant

Investment mgmt$9K100.0%

% of EOY assets

0.104%

all-in expense ratio

Categories reported

1 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

Disclaimer opinion

Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.

Auditor firm: FREIDMAN, LLP
Auditor EIN: 131610809
Audit fees: (not subdivided)
Opinion code: Disclaimer

Metric

This plan

Peer set

Industry

Size

Avg account balance

$74,181

$76,551-3.1%

$123,894-40.1%

$62,881+18.0%

Participation rate

75.0%

73.0%+2.0pp

81.4%-6.4pp

69.3%+5.7pp

Annual return

6.91%

18.68%-11.8pp

47.52%-40.6pp

20.14%-13.2pp

Employer contribution / active EE

$398

$2,882-86.2%

$4,617-91.4%

$2,281-82.6%

Participant deferral / active EE

$6,532

$4,840+35.0%

$5,984+9.2%

$3,203+103.9%

Admin fee / account holder

$77

$4,826-98.4%

$8,357-99.1%

$4,296-98.2%

Provider

Service type

Compensation

VALIC RETIREMENT SERVICES COMPANY2+ years

Filed as: VARIABLE ANNUITY LIFE INS. COMPANY

Service code 19 · EIN 74-1625348

Securities Custodian

$9,310

E.I. ASSOCIATES EMPLOYEES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

E.I. ASSOCIATES EMPLOYEES 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion