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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $168,308 | $59,819+181.4% | $79,583+111.5% | $68,490+145.7% |
| Participation rate | 90.6% | 61.1%+29.6pp | 69.5%+21.1pp | 67.9%+22.7pp |
| Annual return | -23.99% | -12.30%-11.7pp | 0.16%-24.2pp | -7.85%-16.1pp |
| Employer contribution / active EE | $3,176 | $1,505+111.0% | $2,414+31.6% | $2,597+22.3% |
| Participant deferral / active EE | $5,585 | $3,025+84.7% | $3,986+40.1% | $4,028+38.7% |
| Admin fee / account holder | $23,911 | $4,835+394.5% | $6,835+249.8% | $5,403+342.5% |