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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $249,777 | $70,430+254.6% | $96,572+158.6% | $85,851+190.9% |
| Participation rate | 90.9% | 61.8%+29.1pp | 69.8%+21.1pp | 69.3%+21.6pp |
| Annual return | 7.18% | 18.58%-11.4pp | 37.79%-30.6pp | 318.63%-311.5pp |
| Employer contribution / active EE | $3,151 | $1,413+122.9% | $2,357+33.7% | $2,565+22.8% |
| Participant deferral / active EE | $6,048 | $2,894+108.9% | $3,850+57.1% | $3,952+53.0% |
| Admin fee / account holder | $12,268 | $4,996+145.5% | $6,183+98.4% | $6,261+95.9% |