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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $416,202 | $111,814+272.2% | $103,374+302.6% | $145,959+185.2% |
| Participation rate | 82.4% | 77.9%+4.4pp | 74.5%+7.8pp | 80.3%+2.1pp |
| Annual return | 24.15% | 24.77%-0.6pp | 24.89%-0.7pp | 561.95%-537.8pp |
| Employer contribution / active EE | $12,675 | $4,214+200.8% | $3,869+227.6% | $4,661+171.9% |
| Participant deferral / active EE | $2,799 | $5,618-50.2% | $5,058-44.7% | $6,689-58.2% |
| Admin fee / account holder | $873 | $9,754-91.1% | $8,394-89.6% | $13,398-93.5% |