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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $254,622 | $79,894+218.7% | $135,792+87.5% | $82,637+208.1% |
| Participation rate | 95.7% | 63.0%+32.7pp | 72.6%+23.2pp | 68.1%+27.7pp |
| Annual return | 17.06% | 17.20%-0.1pp | 25.96%-8.9pp | 53.51%-36.4pp |
| Employer contribution / active EE | $9,168 | $2,165+323.5% | $3,496+162.3% | $2,552+259.2% |
| Participant deferral / active EE | $0 | $3,194-100.0% | $4,759-100.0% | $4,126-100.0% |
| Admin fee / account holder | $2,183 | $6,434-66.1% | $12,266-82.2% | $7,339-70.3% |