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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $68,724 | $43,075+59.5% | $74,577-7.8% | $62,881+9.3% |
| Participation rate | 100.0% | 58.1%+41.9pp | 68.1%+31.9pp | 69.3%+30.7pp |
| Annual return | -0.80% | 17.50%-18.3pp | 20.47%-21.3pp | 20.14%-20.9pp |
| Employer contribution / active EE | $4,315 | $1,498+188.2% | $2,525+70.9% | $2,281+89.2% |
| Participant deferral / active EE | $3,558 | $2,389+48.9% | $3,458+2.9% | $3,203+11.1% |
| Admin fee / account holder | $11,714 | $2,840+312.5% | $4,138+183.1% | $4,296+172.7% |