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| Provider | Service type | Compensation |
|---|---|---|
MMA SECURITIES LLC3 years Service code 27 · EIN 22-3570392 | Advisory (Plan) | $57,319 |
Service code 37 · EIN 04-2647786 | Loan Processing | $44,608 |
STRATEGIC ADVISORS, INC.4+ years Service code 27 · EIN 04-2654524 | Advisory (Plan) | $13,007 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,219 | $82,163-53.5% | $125,381-69.5% | $64,819-41.0% |
| Participation rate | 95.2% | 77.9%+17.3pp | 82.4%+12.8pp | 71.5%+23.7pp |
| Annual return | -0.06% | 3.49%-3.6pp | 572.31%-572.4pp | 32.84%-32.9pp |
| Employer contribution / active EE | $3,148 | $3,616-12.9% | $4,815-34.6% | $2,507+25.6% |
| Participant deferral / active EE | $9,584 | $7,175+33.6% | $7,448+28.7% | $4,311+122.3% |
| Admin fee / account holder | $91 | $163-44.0% | $10,007-99.1% | $188-51.3% |