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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan appears closed to new enrollment or frozen - balance-holders far exceed active participants, or the plan reports active distributions with no inflows. Exclude from peer benchmarks.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,752 | $217,432-37.1% | $185,851-26.4% | $167,553-18.4% |
| Participation rate | 100.0% | 86.1%+13.9pp | 81.7%+18.3pp | 82.1%+17.9pp |
| Annual return | 15.92% | 148.43%-132.5pp | 122.11%-106.2pp | 478.89%-463.0pp |
| Employer contribution / active EE | $29,437 | $5,874+401.1% | $5,168+469.5% | $4,840+508.2% |
| Participant deferral / active EE | $46,900 | $6,357+637.8% | $5,569+742.2% | $6,343+639.4% |
| Admin fee / account holder | $12,187 | $19,820-38.5% | $16,245-25.0% | $12,316-1.1% |