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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,245 | $180,459-47.2% | $154,108-38.2% | $135,380-29.6% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -4.58% | 888.21%-892.8pp | 735.21%-739.8pp | 519.81%-524.4pp |
| Employer contribution / active EE | $4,267 | $6,035-29.3% | $5,298-19.5% | $4,779-10.7% |
| Participant deferral / active EE | $4,093 | $5,806-29.5% | $5,081-19.4% | $5,609-27.0% |
| Admin fee / account holder | $15,582 | $16,145-3.5% | $13,411+16.2% | $10,828+43.9% |