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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $267,496 | $142,392+87.9% | $119,622+123.6% | $134,532+98.8% |
| Participation rate | 70.0% | 82.8%-12.8pp | 79.3%-9.3pp | 81.2%-11.2pp |
| Annual return | -15.85% | -12.46%-3.4pp | -14.98%-0.9pp | 418.27%-434.1pp |
| Employer contribution / active EE | $0 | $5,224-100.0% | $4,232-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $1,866 | $6,467-71.2% | $5,601-66.7% | $6,401-70.9% |
| Admin fee / account holder | $7,139 | $13,593-47.5% | $10,328-30.9% | $11,429-37.5% |