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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $114,372 | $135,645-15.7% | $110,243+3.7% | $135,380-15.5% |
| Participation rate | 64.7% | 83.5%-18.8pp | 79.8%-15.1pp | 82.6%-17.9pp |
| Annual return | -6.56% | 513.24%-519.8pp | 314.76%-321.3pp | 519.81%-526.4pp |
| Employer contribution / active EE | $0 | $4,907-100.0% | $3,827-100.0% | $4,779-100.0% |
| Participant deferral / active EE | $3,576 | $5,507-35.1% | $4,672-23.5% | $5,609-36.2% |
| Admin fee / account holder | $389 | $11,458-96.6% | $8,548-95.4% | $10,828-96.4% |