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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $143,817 | $137,414+4.7% | $189,537-24.1% | $85,847+67.5% |
| Participation rate | 66.7% | 84.6%-17.9pp | 87.8%-21.1pp | 69.3%-2.7pp |
| Annual return | 15.20% | 38.14%-22.9pp | 555.34%-540.1pp | 318.61%-303.4pp |
| Employer contribution / active EE | $1,961 | $4,344-54.9% | $6,161-68.2% | $2,565-23.6% |
| Participant deferral / active EE | $8,441 | $6,260+34.8% | $8,220+2.7% | $3,952+113.6% |
| Admin fee / account holder | $1,413 | $8,630-83.6% | $12,048-88.3% | $6,261-77.4% |