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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $116,423 | $123,793-6.0% | $177,848-34.5% | $79,856+45.8% |
| Participation rate | 78.8% | 84.7%-5.9pp | 87.7%-8.9pp | 69.6%+9.1pp |
| Annual return | 12.70% | 22.82%-10.1pp | 48.33%-35.6pp | 31.71%-19.0pp |
| Employer contribution / active EE | $758 | $4,095-81.5% | $5,919-87.2% | $2,471-69.3% |
| Participant deferral / active EE | $6,071 | $5,956+1.9% | $7,714-21.3% | $3,741+62.3% |
| Admin fee / account holder | $4,837 | $7,243-33.2% | $12,431-61.1% | $5,306-8.9% |