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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,416 | $183,539-32.2% | $155,556-20.0% | $145,897-14.7% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 10.91% | 61.31%-50.4pp | 64.84%-53.9pp | 552.29%-541.4pp |
| Employer contribution / active EE | $7,398 | $5,315+39.2% | $4,675+58.2% | $4,663+58.7% |
| Participant deferral / active EE | $5,515 | $6,467-14.7% | $5,631-2.1% | $6,689-17.6% |
| Admin fee / account holder | $1,244 | $19,275-93.5% | $15,885-92.2% | $13,390-90.7% |