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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,476 | $129,737-54.2% | $119,126-50.1% | $154,746-61.6% |
| Participation rate | 100.0% | 78.9%+21.1pp | 75.8%+24.2pp | 80.7%+19.3pp |
| Annual return | 5.70% | 379.08%-373.4pp | 282.11%-276.4pp | 172.34%-166.6pp |
| Employer contribution / active EE | $3,667 | $4,375-16.2% | $4,034-9.1% | $4,379-16.3% |
| Participant deferral / active EE | $9,524 | $5,842+63.0% | $5,318+79.1% | $6,730+41.5% |
| Admin fee / account holder | $2,246 | $11,961-81.2% | $10,693-79.0% | $14,365-84.4% |