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| Provider | Service type | Compensation |
|---|---|---|
Filed as: ADVISED ASSETS GROUP, INC Service code 26 · EIN 84-1532243 | Advisory (Participants) | $58,899 |
CLEARSTEAD ADVISORS, LLC1+ years Filed as: CLEARSTEAD ADVISORS LLC Service code 27 · EIN 34-1597728 1100 SUPERIOR AVE E STE 700 · CLEVELAND, OH 44114 | Advisory (Plan) | $5,800 |
Service code 15 · EIN 84-0467907 | Recordkeeping | $1,100 |
COWEN & COMPANY LLC1+ years Service code 71 · EIN 84-1702964 | Brokerage Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $55,760 | $85,135-34.5% | $98,920-43.6% | $73,415-24.0% |
| Participation rate | 62.5% | 81.1%-18.6pp | 76.0%-13.5pp | 72.2%-9.7pp |
| Annual return | 11.08% | 19.14%-8.1pp | 196.47%-185.4pp | 59.30%-48.2pp |
| Employer contribution / active EE | $886 | $2,721-67.4% | $2,689-67.1% | $2,234-60.3% |
| Participant deferral / active EE | $2,429 | $4,349-44.1% | $4,245-42.8% | $3,806-36.2% |
| Admin fee / account holder | $82 | $139-40.9% | $6,643-98.8% | $158-47.8% |