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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,039 | $102,429+159.7% | $147,096+80.9% | $80,925+228.7% |
| Participation rate | 100.0% | 75.9%+24.1pp | 82.2%+17.8pp | 67.7%+32.3pp |
| Annual return | 17.85% | 135.02%-117.2pp | 419.75%-401.9pp | 35.65%-17.8pp |
| Employer contribution / active EE | $7,742 | $3,716+108.4% | $4,936+56.8% | $2,756+180.9% |
| Participant deferral / active EE | $8,938 | $6,649+34.4% | $8,071+10.7% | $4,299+107.9% |
| Admin fee / account holder | $1,614 | $7,957-79.7% | $13,005-87.6% | $6,940-76.7% |