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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,678 | $98,776+187.2% | $149,745+89.4% | $79,856+255.2% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 14.62% | 27.38%-12.8pp | 276.72%-262.1pp | 31.71%-17.1pp |
| Employer contribution / active EE | $9,748 | $3,217+203.0% | $4,646+109.8% | $2,471+294.4% |
| Participant deferral / active EE | $9,315 | $5,681+63.9% | $6,843+36.1% | $3,741+149.0% |
| Admin fee / account holder | $6,106 | $6,053+0.9% | $9,312-34.4% | $5,306+15.1% |