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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,039 | $102,382+159.8% | $147,005+81.0% | $80,874+229.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.2%+17.8pp | 67.6%+32.4pp |
| Annual return | 17.85% | 134.89%-117.0pp | 418.76%-400.9pp | 35.62%-17.8pp |
| Employer contribution / active EE | $7,742 | $3,715+108.4% | $4,934+56.9% | $2,756+180.9% |
| Participant deferral / active EE | $8,938 | $6,646+34.5% | $8,070+10.8% | $4,297+108.0% |
| Admin fee / account holder | $1,614 | $7,942-79.7% | $13,006-87.6% | $6,935-76.7% |