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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,048 | $157,296-44.0% | $141,191-37.6% | $152,897-42.4% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 27.26% | 64.34%-37.1pp | 71.41%-44.1pp | 345.43%-318.2pp |
| Employer contribution / active EE | $2,861 | $5,262-45.6% | $4,736-39.6% | $4,764-39.9% |
| Participant deferral / active EE | $4,076 | $7,111-42.7% | $6,710-39.3% | $5,851-30.3% |
| Admin fee / account holder | $770 | $12,125-93.7% | $10,264-92.5% | $11,599-93.4% |