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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,637 | $93,589-30.9% | $135,942-52.5% | $75,181-14.0% |
| Participation rate | 93.3% | 75.2%+18.1pp | 81.9%+11.4pp | 67.2%+26.1pp |
| Annual return | 14.67% | 30.90%-16.2pp | 68.28%-53.6pp | 160.69%-146.0pp |
| Employer contribution / active EE | $0 | $3,537-100.0% | $4,858-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $3,289 | $6,405-48.7% | $7,759-57.6% | $4,126-20.3% |
| Admin fee / account holder | $3,067 | $6,977-56.0% | $10,764-71.5% | $5,650-45.7% |