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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,128 | $110,307+10.7% | $96,576+26.5% | $139,456-12.4% |
| Participation rate | 60.0% | 78.1%-18.1pp | 76.0%-16.0pp | 80.3%-20.3pp |
| Annual return | 16.97% | 26.40%-9.4pp | 25.87%-8.9pp | 373.45%-356.5pp |
| Employer contribution / active EE | $2,690 | $3,619-25.7% | $2,965-9.3% | $4,753-43.4% |
| Participant deferral / active EE | $10,811 | $5,547+94.9% | $4,851+122.9% | $6,711+61.1% |
| Admin fee / account holder | $27,041 | $11,597+133.2% | $8,253+227.7% | $11,407+137.1% |