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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $125,161 | $91,179+37.3% | $178,499-29.9% | $79,852+56.7% |
| Participation rate | 98.6% | 69.2%+29.3pp | 81.9%+16.6pp | 69.6%+28.9pp |
| Annual return | 14.39% | 24.19%-9.8pp | 151.10%-136.7pp | 31.72%-17.3pp |
| Employer contribution / active EE | $1,449 | $3,256-55.5% | $5,011-71.1% | $2,471-41.4% |
| Participant deferral / active EE | $3,663 | $3,236+13.2% | $5,202-29.6% | $3,740-2.1% |
| Admin fee / account holder | $2,479 | $6,749-63.3% | $13,986-82.3% | $5,306-53.3% |