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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Sponsor crossed the 100-balance-holder threshold in the most recent filing - large-plan audit requirement now applies.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,810 | $84,236+29.2% | $170,435-36.2% | $70,126+55.2% |
| Participation rate | 92.5% | 70.8%+21.7pp | 83.6%+8.9pp | 69.5%+23.0pp |
| Annual return | 16.56% | 23.06%-6.5pp | 205.94%-189.4pp | 73.15%-56.6pp |
| Employer contribution / active EE | $1,250 | $3,387-63.1% | $5,432-77.0% | $2,343-46.6% |
| Participant deferral / active EE | $4,480 | $3,086+45.2% | $4,939-9.3% | $3,332+34.5% |
| Admin fee / account holder | $12,079 | $5,698+112.0% | $13,881-13.0% | $4,645+160.0% |