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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,814 | $227,291-33.6% | $214,702-29.8% | $155,188-2.8% |
| Participation rate | 100.0% | 88.0%+12.0pp | 87.5%+12.5pp | 80.8%+19.2pp |
| Annual return | 3.41% | 60.08%-56.7pp | 54.55%-51.1pp | 148.84%-145.4pp |
| Employer contribution / active EE | $18,707 | $6,772+176.3% | $6,461+189.6% | $4,248+340.4% |
| Participant deferral / active EE | $19,348 | $9,582+101.9% | $9,147+111.5% | $6,531+196.2% |
| Admin fee / account holder | $25,683 | $20,413+25.8% | $19,830+29.5% | $14,480+77.4% |