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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $229,691 | $167,533+37.1% | $151,645+51.5% | $134,545+70.7% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -10.42% | 7.81%-18.2pp | 3.34%-13.8pp | 418.37%-428.8pp |
| Employer contribution / active EE | $15,923 | $6,828+133.2% | $6,165+158.3% | $4,742+235.8% |
| Participant deferral / active EE | $16,917 | $8,985+88.3% | $8,363+102.3% | $6,401+164.3% |
| Admin fee / account holder | $6,243 | $13,781-54.7% | $11,614-46.2% | $11,431-45.4% |