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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,814 | $209,336-28.0% | $197,124-23.5% | $137,256+9.9% |
| Participation rate | 100.0% | 87.3%+12.7pp | 86.7%+13.3pp | 80.0%+20.0pp |
| Annual return | 3.41% | 48.09%-44.7pp | 44.34%-40.9pp | 220.34%-216.9pp |
| Employer contribution / active EE | $18,707 | $6,591+183.8% | $6,227+200.4% | $4,156+350.1% |
| Participant deferral / active EE | $19,348 | $9,614+101.2% | $9,135+111.8% | $6,407+202.0% |
| Admin fee / account holder | $25,683 | $17,308+48.4% | $16,298+57.6% | $12,270+109.3% |