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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,814 | $275,752-45.3% | $256,809-41.3% | $198,609-24.1% |
| Participation rate | 100.0% | 89.2%+10.8pp | 88.5%+11.5pp | 82.4%+17.6pp |
| Annual return | 3.41% | 34.81%-31.4pp | 32.73%-29.3pp | 202.70%-199.3pp |
| Employer contribution / active EE | $18,707 | $7,721+142.3% | $7,263+157.6% | $5,055+270.0% |
| Participant deferral / active EE | $19,348 | $10,037+92.8% | $9,520+103.2% | $6,977+177.3% |
| Admin fee / account holder | $25,683 | $25,716-0.1% | $25,146+2.1% | $19,030+35.0% |