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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,737 | $81,763-83.2% | $58,561-76.5% | $139,466-90.2% |
| Participation rate | 100.0% | 61.3%+38.7pp | 50.9%+49.1pp | 80.3%+19.7pp |
| Annual return | 0.00% | 7427.77%-7427.8pp | 4251.33%-4251.3pp | 373.66%-373.7pp |
| Employer contribution / active EE | $6,709 | $1,398+379.9% | $1,053+536.9% | $4,754+41.1% |
| Participant deferral / active EE | $12,084 | $2,555+373.0% | $1,923+528.4% | $6,712+80.0% |
| Admin fee / account holder | $760 | $3,273-76.8% | $2,520-69.8% | $11,409-93.3% |