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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $347,377 | $198,470+75.0% | $170,444+103.8% | $147,585+135.4% |
| Participation rate | 100.0% | 88.0%+12.0pp | 83.6%+16.4pp | 82.8%+17.2pp |
| Annual return | 18.48% | 257.30%-238.8pp | 205.94%-187.5pp | 578.56%-560.1pp |
| Employer contribution / active EE | $9,187 | $6,184+48.6% | $5,433+69.1% | $4,876+88.4% |
| Participant deferral / active EE | $10,276 | $5,629+82.5% | $4,939+108.0% | $5,439+88.9% |
| Admin fee / account holder | $1,615 | $16,852-90.4% | $13,881-88.4% | $10,885-85.2% |