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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $450,718 | $159,978+181.7% | $147,041+206.5% | $145,978+208.8% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 7.17% | 98.36%-91.2pp | 419.21%-412.0pp | 550.52%-543.3pp |
| Employer contribution / active EE | $13,628 | $5,288+157.7% | $4,935+176.2% | $4,662+192.3% |
| Participant deferral / active EE | $14,034 | $8,429+66.5% | $8,071+73.9% | $6,690+109.8% |
| Admin fee / account holder | $67,899 | $15,053+351.1% | $13,006+422.1% | $13,400+406.7% |