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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $283,568 | $181,062+56.6% | $158,223+79.2% | $155,188+82.7% |
| Participation rate | 95.7% | 82.7%+13.0pp | 79.2%+16.5pp | 80.8%+14.8pp |
| Annual return | 14.32% | 57.39%-43.1pp | 52.09%-37.8pp | 148.84%-134.5pp |
| Employer contribution / active EE | $5,037 | $4,565+10.4% | $4,109+22.6% | $4,248+18.6% |
| Participant deferral / active EE | $10,745 | $6,134+75.2% | $5,467+96.6% | $6,531+64.5% |
| Admin fee / account holder | $10,680 | $18,825-43.3% | $16,047-33.4% | $14,480-26.2% |