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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $236,794 | $95,415+148.2% | $185,851+27.4% | $85,851+175.8% |
| Participation rate | 92.9% | 68.8%+24.1pp | 81.7%+11.1pp | 69.3%+23.5pp |
| Annual return | 14.58% | 23.59%-9.0pp | 122.11%-107.5pp | 318.63%-304.1pp |
| Employer contribution / active EE | $0 | $3,314-100.0% | $5,168-100.0% | $2,565-100.0% |
| Participant deferral / active EE | $6,804 | $3,424+98.7% | $5,569+22.2% | $3,952+72.1% |
| Admin fee / account holder | $3,578 | $7,215-50.4% | $16,245-78.0% | $6,261-42.9% |