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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $412,634 | $176,077+134.3% | $159,455+158.8% | $167,518+146.3% |
| Participation rate | 100.0% | 84.9%+15.1pp | 82.8%+17.2pp | 82.1%+17.9pp |
| Annual return | 17.30% | 331.83%-314.5pp | 263.63%-246.3pp | 478.71%-461.4pp |
| Employer contribution / active EE | $16,338 | $5,298+208.4% | $4,830+238.2% | $4,838+237.7% |
| Participant deferral / active EE | $15,924 | $7,751+105.4% | $7,353+116.6% | $6,342+151.1% |
| Admin fee / account holder | $8,891 | $12,556-29.2% | $10,800-17.7% | $12,312-27.8% |