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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $154,007 | $95,188+61.8% | $76,518+101.3% | $135,380+13.8% |
| Participation rate | 50.0% | 74.4%-24.4pp | 68.0%-18.0pp | 82.6%-32.6pp |
| Annual return | -8.44% | 4.85%-13.3pp | -0.27%-8.2pp | 519.81%-528.2pp |
| Employer contribution / active EE | $435 | $3,303-86.8% | $2,647-83.6% | $4,779-90.9% |
| Participant deferral / active EE | $4,879 | $4,640+5.1% | $3,836+27.2% | $5,609-13.0% |
| Admin fee / account holder | $417 | $6,249-93.3% | $4,849-91.4% | $10,828-96.1% |