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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $124,139 | $93,064+33.4% | $74,577+66.5% | $273,972-54.7% |
| Participation rate | 40.0% | 74.9%-34.9pp | 68.1%-28.1pp | 83.0%-43.0pp |
| Annual return | 11.50% | 26.18%-14.7pp | 20.47%-9.0pp | 41.46%-30.0pp |
| Employer contribution / active EE | $324 | $3,160-89.7% | $2,525-87.2% | $4,869-93.3% |
| Participant deferral / active EE | $3,771 | $4,160-9.4% | $3,458+9.0% | $5,287-28.7% |
| Admin fee / account holder | $0 | $5,273-100.0% | $4,138-100.0% | $10,133-100.0% |